Property remains one of the best performing investments for creating long term wealth and generating regular income.

It is a medium to long term strategy which will outperform all other investments, if executed properly.

Demand for property continues to outstrip supply. The government’s homebuilding target  to deliver 1 million homes by 2020 looks unlikely to be met and is less than what is actually required. This, coupled with the effects of inflation, continues to exert upward pressure on property prices in the UK.

Property is a hedge against the effects of inflation – it tends to rise with inflation whereas savings are eroded by it. Property also provides more than one income stream; capital appreciation & rental income. Both these income streams rise steadily over time, whereas the value of the mortgage used to acquire the property will slowly be eroded by inflation. A triple win!

Of course there are many things to consider when investing in property. Buying in the right area, buying the right type of property, finding a mortgage broker, getting the right finance, solicitors & conveyancing, decorating & refurbishment, finding the right tenant, choosing a lettings agency, taxation, ongoing maintenance. The list goes on.

For anyone starting out the learning curve can be steep. Poor decisions at the start could take years to recover from.

Portfolio Builder

For anyone looking for a hands-free approach to property investment we offer a Portfolio Builder service. We will work with you to source, refurbish and let your property and provide you with an income generating asset for life. We will ensure you do not become a “Landlord” and instead an “Investor” who has systems in place to ensure a hands-off, hassle free investment. You can also choose to recycle your initial deposit after a time to use to continue to build your portfolio. Please contact us for further details.

Savings Boost

If you do not want to build a property portfolio and instead want a much higher return from your savings than you are currently achieving in the bank, we offer a short term investment opportunity that can give your savings a real boost. The strategy simply involves providing capital secured against property that we purchase for the short term (6-12 Months) receiving monthly loan interest then having the capital returned after the property has been refurbished, upon refinancing. Please contact us for further details.